Structured Self Funded Policies

While structured self funded policies can be placed for a variety of coverage, the most prevalent are those lines where traditional options are scarce, price prohibitive (i.e. a premium of $850,000 for a policy limit of $1,000,000 including defense), contain significant exclusions, or there is no coverage to be found.

Some examples of Keystone manuscript polices in this area include:

• Wind buy back for coastal property
• Products liability for experimental medication
• Construction defect
• Nursing home professional liability
• Warranty programs
• Excess liability cover
• Lawyers professional liability
• Products cover for a go cart manufacturer

These products are designed to meet the state and vendor needs for evidence of a highly rated policy while providing the most cost effective vehicle for assuming the insurance risk and resolving claims under the contract.