Program Business

While the number of carriers willing to entertain program business has continued to grow, so has the complexity of sifting through their numbers to find the best possible match for your program’s particular needs.  Programs that don’t seem to fit the carriers’ commodity template but instead require customized solutions have been our forte.  We succeed where others may fail by blending technical expertise, creativity and underwriting relationships built on a platform of long-term accomplishment. Our services include:

Submission preparation;

• Review, augment or create underwriting guidelines
• Qualify  prospective carriers, reinsurers, claims providers, loss control &/or other vendors;
• Target market the program;
• Manage the due diligence process (including audits);
• Examine the feasibility of a risk position via a captive structure to align interests.
• Negotiate all contracts
• Provide ongoing oversight

Some examples of historical successes include:

• Workers compensation for rural ambulance providers
• Multi line program for PTA organizations
• Railroad protective
• Realtors E&O
• Multi line non profit social services
• Ocean marine cargo
• Medical equipment service contract program